A turnkey residential energy retrofit financing solution for municipalities.

Our Property Assessed Clean Energy (PACE) model is a ready-to-launch program model that equips municipalities to deliver affordable, low-interest loans that help homeowners complete energy, electrification, and climate-resilience upgrades.

EnviroCentre delivers the full pathway: program design, administration, homeowner support, and technical guidance, so communities can accelerate retrofits while improving comfort, indoor air quality and lowering energy costs.

What it does

The program enables homeowners to complete meaningful energy and resilience upgradesโ€”such as heat pumps, insulation, air sealing, windows and doors, and solar PVโ€”through affordable, low-interest loans repaid on the property tax bill.

This approach removes key barriers, reduces financial risk for both homeowners and municipalities, and creates a scalable pathway for hitting long-term climate targets.

Why municipalities choose us

Home energy retrofits are key to reaching local climate objectives and creating healthier, more resilient homes, but for homeowners, the process can be confusing, expensive, and overwhelming.

The PACE model combines low-cost financing with practical, step-by-step support for homeowners, giving municipalities a reliable way to help homeowners complete high-impact upgrades.

A proven delivery model

With more than 20 years delivering energy efficiency programs, EnerGuide audits, utility initiatives, and municipal retrofit programs, EnviroCentre brings a deep understanding of what worksโ€”and what doesnโ€™tโ€”when helping homeowners upgrade their homes. Our model integrates best practices from across Canada and North America.

A streamlined homeowner journey

Homeowners benefit from clear guidance, a house-as-a-system approach, and a supported pathway that minimizes complexity. Our concierge-style support model, informed by work in Ottawa and other municipalities, helps homeowners move from interest to completed upgrades.

Equity-informed program design

We embed equity considerations into outreach, eligibility, and program design, ensuring that lower-income and historically underserved households can access the benefits of healthier, more efficient homes.

Seamless municipal integration

EnviroCentre aligns program operations with municipal bylaws, financial policies, risk management requirements, consumer protection needs, and accessibility standards.

Whatโ€™s Included

A complete program delivery ecosystem tailored to municipal needs:

  • End-to-end administration aligned with PACE principles and municipal processes
  • Participant intake, screening, and homeowner support
  • Energy assessment coordination and house-as-a-system upgrade pathways
  • Loan application processing and documentation support
  • Contractor support, coordination, and quality-assurance steps
  • Data tracking, monitoring, and reporting
  • Accessibility- and AODA-compliant communications, plus customizable outreach materials
  • Built-in safeguards for consumer protection and program risk management

Every element works together to reduce complexity, build trust, and ensure the program performs well for both homeowners and the municipality.EnviroCentre aligns program operations with municipal bylaws, financial policies, risk management requirements, consumer protection needs, and accessibility standards.

How it works

Our approach is thoughtfully designed, people-centred, and firmly grounded in the operational realities of municipal governance.

We begin by understanding your local context, policies, housing stock, financial conditions, climate priorities, and tailoring the program to fit seamlessly.


We co-develop workflows, participant pathways, eligibility criteria, contractor engagement strategies, and communication plans.


Once launched, EnviroCentre manages the day-to-day work: intake, energy coaching, documentation, coordination, and program operations, ensuring homeowners are supported throughout their journey.


Tracking tools measure participation, upgrade types, energy savings, emissions reductions, equity outcomes, and homeowner experienceโ€”supporting continuous improvement.

What it delivers

Municipalities adopting this model see more households completing meaningful energy upgrades, greater electrification uptake, and measurable reductions in community emissions.

Homeowners benefit from healthier, more comfortable homes and lower energy costs.

Communities build the capacityโ€”skilled trades, awareness, and confidenceโ€”needed to scale retrofits year over year.

The result is a stronger, more resilient housing stock and a pathway toward long-term climate goals that feels achievable, collaborative, and grounded in everyday life.

Bring PACE to your municipality

We can help you move from intention to implementation.

Contact us today! โ†’

Our work in action